Sending €2,000 to the Philippines
At €2,000 a single percentage point of exchange-rate margin is €20 — more than the entire fee of every provider in this comparison. The fee column is close to noise at this size; the rate column and the mid-market reference under the table are what decide the outcome.
Larger transfers are also where per-provider limits start to matter. Some of the companies listed cap a single transfer or a rolling monthly total below this amount, so the cheapest row is not always a row you can actually use — the provider page linked from each name states its limits.
Live comparison for €2,000
| Provider | Rate | Fee | Recipient gets |
|---|---|---|---|
| CurrencyFair | 70.2400 | €0.01 | ₱140,479 |
| WorldRemit | 70.2218 | €0.00 | ₱140,444 |
| Instarem | 70.2066 | €0.00 | ₱140,413 |
| TransferGo | 70.1463 | €0.00 | ₱140,293 |
| Wise | 70.6522 | €15.26 | ₱140,226 |
| Taptap Send | 70.0000 | €0.00 | ₱140,000 |
| Moneygram | 69.9958 | €0.90 | ₱139,929 |
| Sendwave | 69.9042 | €0.99 | ₱139,739 |
Snapshot for €2,000, refreshed hourly. Sorted by what the recipient receives, which already accounts for both the fee and the exchange rate.
Mid-market reference: ₱70.6522 per €1, as of 2026-07-30 13:08 UTC. The distance between a provider's rate and this line is its margin.
Frequently asked questions
Are there limits on sending €2,000 to the Philippines?
Per-provider, yes, and they vary widely — some cap a single transfer in the low thousands, others run to six figures. There is no separate cap imposed on the corridor itself for personal remittances. Each provider page linked from the table lists that provider's stated minimum and maximum.
Does the recipient in the Philippines pay tax on money sent from family?
Personal remittances from family abroad are not treated as taxable income for the recipient in the Philippines. Banks and payout partners may still ask for identification and the purpose of the transfer under anti-money-laundering rules, which is a reporting requirement rather than a tax. This is general information, not tax advice.
Should I split a €2,000 transfer to avoid checks?
No. Deliberately breaking a transfer into smaller pieces to stay under a reporting threshold is called structuring, and it is treated as an offence in the EU and the Philippines alike — it is also the pattern most likely to get an account frozen. If the amount is legitimate, sending it in one transfer is both cheaper and lower-risk.
Does SulitSend charge anything to use this comparison?
No — SulitSend is free to use. Some providers pay us a referral commission if you sign up through our links, but you pay the same price either way, and commission is never an input to the ranking.